Don't forget to factor in closing costs when considering a home sale or purchase. McCall and Company - CPS is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 707-540-9840 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain standard costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through the transaction.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing real estate in Sonoma County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not startled when you get to the closing table. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

McCall and Company - Bradley Real Estate 1401 Fourth Steet Santa Rosa, CA 95404
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